Member Life Insurance Coverage with Blue crossIncluded in an Association Membership and effective February 1, 2020 or date of Approved Membership, all active Members in good stranding of the Cosmetology Association of Nova Scotia are eligible for Life Insurance Coverage with Blue Cross Canada as described below:
|Benefit formula||$10,000 (Flat amount)|
|Non Evidence Limit||$10,000|
|Reduction at age 65||50% of amount of insurance|
|Waiver of Premium||To age 65|
|Terminal Illness Benefit||Included|
|Termination||Age 70, termination of membership or retirement|
In the event of a claim, beneficiaries of insurance will be as provided in the completed Beneficiary Designation Form. Please download the form and forward the signed original to the Cosmetology Association via regular mail for our records.
IMPORTANT: a Member's original signature is required for the insurance company in the event of a claim. If no beneficiary form is provided, benefits will be paid to the deceased Member's Estate.
Please Note: If a claim is submitted, the subject Member must be in good standing with no outstanding fees and the Member’s birthdate must be on file with the Cosmetology Association. In the case of multiple licences where a Member has let one of those licences lapse (fees owed), please contact the Association so we can ensure your continued coverage!